Calls for Covid debt relief package as county court judgments soar

Record quarterly rise of 82,000 CCJs in England and Wales comes ahead of planned lifting of repossessions ban

County court judgments (CCJs) against struggling borrowers have surged, leaving more vulnerable consumers at risk of being chased for debts as the UK prepares to lift its ban on repossessions.

The wind down of some Covid support, including payment holidays introduced at the start of the pandemic, contributed to a record increase in CCJs in the final months of 2020, according to the Registry Trust, which runs a non-profit register of judgments. They had fallen sharply at the start of the pandemic thanks to targeted government support.

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